Well I have great news when you get the discharge in the mail then the debt is discharged. This means that the creditors can no longer hold you responsible for the debts that you once had. This is a permanent discharge and the creditors can never come after you for the money that you owed. [...]

However before you put your name out there and file bankrupt; you should do everything in your power to avoid it. I wanted to list some of the pros and cons of filing bankruptcy. You are an adult and you have to decide for yourself if this is the only road that you have to [...]

Last month, we presented the credit glossary in our “Credit 101” series. Today we’ll review in-depth two often misunderstood credit terms–soft and hard inquiries. It’s important to know the difference between soft and hard inquiries for two reasons: a soft inquiry will not affect your credit score while a hard inquiry will, and sometimes it’s [...]

Depending on the size of your business you may want to employ both a bookkeeper and an accountant. They both have job duties that are very important to the growth of your business. Bookkeepers will record all of the important financial data that makes the business grow. When you know where your expenses are going [...]

Well I started this site because I wanted to assist people to get back on their feet; and that is going to require you to get more financially secure. The first thing you have to do is be willing to make some changes in your lifestyle. If you are not willing to make changes; then [...]