The problem with not having health insurance is that you don’t miss it until you need it. PBS reports that 44 million Americans are uninsured, and another 38 million are underinsured, which means they can face thousands of dollars in medical bills if they become ill. Any one of these circumstances can contribute to ruining your credit, your [...]

It is going to be important to learn how to get your credit score back up to where lenders will find you responsible and willing to lend you money when you need it. This does not mean however that you are going to begin getting back into debt so that you can end up filing [...]

Long after the holidays have passed, you may find yourself paying off credit card debt. The problem with credit card debt is its high expense and making minimum payments can take years to eliminate your credit card balances. Worse, if you lose your job or become ill, it can become impossible to make any payments. [...]